One of the first things we agreed on when we got married was that I would handle our household budget and paying all the bills. This wasn't a job that I really wanted but after seeing the way Kristian managed or rather didn't manage his bills I felt more comfortable taking over this responsibility. After having this conversation I knew it would be in our best interests to have me handle the finances:
-After noticing that he NEVER opens his bills and leaves them sitting on the counter unopened for weeks:
Me- If you never open your mail how do you know when your bills are due or what you owe?
Him- I just wait for them to call me when it's due and pay over the phone.
Me- *look of horror*
So yeah. I'm in charge and that makes him thrilled beyond belief. But here's the thing trying to keep track of all of our bills and manage a household budget is HARD. When I was single it was pretty simple. I knew when all my bills were do (more of less) and knew which bills needed to be paid with which paycheck and always paid on time. Hence my stellar credit thankyouverymuch!
But now I not only have the bills I brought into this marriage but also the bills he brought into this marriage and our current joint bills. Cue the brain explosion. The one good thing is that with him now getting a steady paycheck it will make it MUCH easier to figure out our budget. The only problem is I'm still trying to figure out the best way to do this.
The past 7 1/2 months I've been kind of flying by the seat of my pants and didn't have much of a system for organizing our bills and budgeting but this MUST change or I will be in constant anxiety. I want a system, an easy to follow system.
So my question for the peanut gallery is do you have any tips or advice for managing your household budget? Are there any templates in particular you use? Do you go over it every week? Every month? I need as much help as I can get. The sooner we can get on track and organized with our bills the better.